Grow Financial Solutions is a financial planning practice. We specialise in providing investment, insurance, superannuation and financial planning solutions to personal, small to medium enterprises and corporate clients. Grow Financial Solutions, led by Roland Sathiaseelan, provides required set of skills, knowledge and expertise to assist the clients to reach their financial goals.Grow Financial Solutions philosophy is that financial planning is a journey not a destination. We will closely work with clients to identify their short and long term personal and financial needs, set financial goals and then to implement a plan to achieve those goals. This may be through risk insurance and analysis, investment planning, superannuation planning, savings and tax-effective strategies, portfolio construction, pre-retirement and retirement planning, and estate planning considerations.
Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the occurrence of the insured individual''s or individuals'' death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount at regular intervals or in lump sums. There may be designs in some countries where bills and death expenses plus catering for after funeral expenses should be included in Policy Premium. In Australia, the predominant form simply specifies a lump sum to be paid on the insured''s demise.
Superannuation is an investment designed to provide money for your retirement. Most people start superannuation when they start work because their employer has to pay contributions. You can choose to top up the funds out of your own pocket. If you are self-employed you can choose whether or not to have superannuation.
Your superannuation can grow to be a significant asset over your working life. You benefit from saving regularly over many years, your superannuation fund makes the savings work for you by investing them, and your money is generally taxed more lightly than other forms of investment. Your superannuation fund may also offer life insurance cover and disability insurance.
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